If you need a Help to Buy valuation in Ashby-de-la-Zouch, you must instruct an independent RICS Registered Valuer to provide a compliant valuation report accepted by Target HCA / Homes England.
Steve Butler is a RICS Registered Valuer with extensive experience providing Help to Buy valuations across Ashby-de-la-Zouch and Ashby-de-la-Zouchshire since the scheme began. All valuations are carried out locally, independently, and in full accordance with Help to Buy requirements.
Book your Help to Buy valuation in Ashby-de-la-Zouch today
Local Help to Buy Valuation Surveyor in Ashby-de-la-Zouch
Choosing a local Ashby-de-la-Zouch Help to Buy surveyor matters. Local knowledge helps ensure accurate comparable evidence and a realistic market valuation.
We regularly carry out Help to Buy valuations in Ashby-de-la-Zouch city centre, Oadby and Wigston, Hamilton, Evington, Knighton, Braunstone, Glenfield, Enderby, Thurmaston, and surrounding Ashby-de-la-Zouchshire areas.
What Is a Help to Buy Valuation?
A Help to Buy valuation is a formal RICS Red Book valuation required when you sell a Help to Buy property in Ashby-de-la-Zouch, repay your Help to Buy equity loan, or staircase or remortgage a Help to Buy home.
Mortgage and bank valuations are not acceptable for Help to Buy purposes.
Help to Buy Valuation Requirements – Ashby-de-la-Zouch
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The valuer must be RICS registered
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The valuer must be independent of estate agents
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The report must be on headed paper and signed
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The report must be addressed to Target HCA
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A minimum of three comparable Ashby-de-la-Zouch property sales must be included
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The valuer must not be related to or known to you
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The property must be inspected internally and externally
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A full written valuation report must be provided
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The inspection date must be clearly stated
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A copy of the report must be supplied to Target HCA
The Help to Buy Valuation Inspection
The inspection typically takes around 20 minutes and includes a brief internal inspection, measurements, and an external inspection. The surveyor may ask a few simple questions about the property and the equity loan repayment.
Validity of Help to Buy Valuations
Help to Buy valuations are only valid for three months from the inspection date. If the valuation expires, a desktop update may be possible in some cases.
Help to Buy Valuations Ashby-de-la-Zouch – Questions and Answers
Do I need a Help to Buy valuation in Ashby-de-la-Zouch?
Yes. If you are selling a Help to Buy property in Ashby-de-la-Zouch, repaying your equity loan, staircasing, or remortgaging, you must obtain a Help to Buy valuation carried out by an independent RICS Registered Valuer.
Are mortgage or bank valuations acceptable for Help to Buy?
No. Mortgage and bank valuations are not acceptable for Help to Buy purposes. The valuation must be a separate RICS Red Book valuation addressed to Target HCA.
Who can carry out a Help to Buy valuation in Ashby-de-la-Zouch?
The valuation must be completed by an independent RICS Registered Valuer who is not connected to an estate agent and is not known or related to you.
Does the valuer need to inspect the property?
Yes. The Help to Buy scheme requires the RICS Registered Valuer to inspect both the interior and exterior of the property before issuing the valuation report.
How long does a Help to Buy valuation inspection take?
The inspection typically takes around 20 minutes and includes a brief internal inspection, measurements, an external inspection, and a small number of questions.
How long is a Help to Buy valuation valid for?
Help to Buy valuations are valid for three months from the inspection date.
What happens if my Help to Buy valuation expires?
If the valuation expires shortly before completion, it may be possible to update the valuation without a further inspection for a small additional fee.
Why use a local Help to Buy valuer in Ashby-de-la-Zouch?
A local valuer has current knowledge of Ashby-de-la-Zouch property values and access to accurate comparable sales evidence, reducing the risk of queries or delays.
Book a Help to Buy Valuation in Ashby-de-la-Zouch
Avoid rejected reports or unnecessary delays by instructing an experienced local RICS surveyor.
